Attorneys

  • No Personal Guarantees
  • No LOP agreements with Medical Providers before treatment begins
  • No cash deposits with Medical Providers
  • Access to Riobend's provider network throughout entire state of Louisiana

Medical Providers

  • Fast payment for services rendered
  • Avoid years of waiting for personal injury settlements
  • Eliminate collection costs & associated labor
  • Steady, predictable revenue from lien-based cases
  • No billing disputes or litigation risk
Medical professional with stethoscope Hospital facility Doctor patient consultation

Comprehensive Medical Network

  • Orthopedic Surgery
  • Physical Therapy
  • MRI & Diagnostic Imaging
  • Pain Management Treatment
  • Chiropractic Care
  • Neurological Treatment
  • Spinal Care & Spinal Surgery
  • Epidural & Injection Therapy

Covering Your Medical Needs

Medical lien funding through Riobend Funding covers a comprehensive range of medical treatments necessary for injury recovery. Whether your injury requires emergency surgery, ongoing physical therapy, specialized diagnostic imaging, or long-term rehabilitation, our medical lien funding solutions are designed to support your client's healthcare needs. We work with a network of qualified medical providers across orthopedics, neurology, chiropractic care, and pain management to ensure you receive appropriate treatment. Our funding model adapts to your specific medical situation, whether you require a single major surgical procedure or multiple treatments over an extended recovery period.

What Is Medical Lien Funding?

Medical lien funding is a specialized financial solution designed for injured plaintiffs involved in active litigation. Unlike traditional loans, medical lien funding is not debt—it is a legitimate pre-settlement funding arrangement where Riobend Funding advances funds to cover medical treatment expenses. These expenses are then recovered directly from your settlement or judgment proceeds, eliminating your personal financial obligation.

When you receive medical lien funding, we establish a contractual agreement that places a lien on your future settlement. This means the medical providers you work with can receive payment for their services, allowing you to access necessary treatment without paying out of pocket. The recovery process is straightforward: once your case resolves, settlement funds are distributed to pay off the medical lien, and you receive the remainder.

Medical lien funding is particularly valuable in cases where injuries require extensive treatment—orthopedic surgery, rehabilitation, diagnostic imaging, and specialized care. By removing the financial obstacle to treatment, medical lien funding ensures you receive the care necessary for proper recovery, strengthening both your health and your legal case.

Doctor consulting with patient about treatment options

How Medical Lien Funding Works

1

Submit Your Case

Contact Riobend Funding with basic information about your personal injury case. We review your case details, injury type, and potential settlement value. Our team works directly with your attorney to gather necessary documentation.

2

Medical Evaluation

We assess your medical needs and treatment requirements with your healthcare providers. We determine which treatments qualify for medical lien funding and establish the total funding amount needed. This process typically takes 24-48 hours.

3

Treatment Begins

Once approved, funds are arranged to cover medical treatment costs. Your healthcare providers begin treating your injuries immediately. You receive the care you need without financial burden or upfront payments from your personal funds.

4

Settlement Resolution

When your case settles or reaches judgment, settlement funds are distributed according to the agreement. The medical lien is paid from settlement proceeds, and you receive the remaining settlement funds after all obligations are satisfied.

Frequently Asked Questions About Medical Lien Funding

What is a medical lien? +

A medical lien is a legal claim placed on your future settlement or judgment proceeds. It ensures that medical providers who treat your injury receive payment directly from your settlement. This is not a loan—it is a contractual arrangement between you, your attorney, Riobend Funding, and your medical providers. The medical lien gives medical providers security that they will be compensated for services rendered, while you receive immediate access to treatment without out-of-pocket expenses.

Do I have to pay anything upfront? +

No. Medical lien funding is specifically designed to eliminate upfront costs. You do not pay for medical treatment out of your personal funds. Instead, medical providers bill directly to Riobend Funding through the medical lien arrangement. Repayment occurs only after your case settles or reaches judgment. If you do not receive a settlement, you typically do not owe the funding amount—this contingency depends on your specific agreement and should be discussed during your consultation.

What happens if I lose my case? +

Medical lien funding is structured as non-recourse or limited-recourse depending on your specific agreement. In non-recourse arrangements, if you do not recover a settlement, you do not owe repayment of the medical lien funding. This is why medical lien funding carries different terms and rates compared to traditional loans. In limited-recourse scenarios, you may have obligations depending on the agreement terms. During your consultation with Riobend Funding, we clearly explain the recourse terms so you understand your financial responsibility in all case outcomes.

How quickly can I get treatment? +

Medical lien funding can be arranged quickly once your case is approved. Most cases are evaluated within 24-48 hours, and treatment can often begin within days of approval. The timeline depends on your medical providers' availability and scheduling. Because we work directly with medical providers and your attorney, the funding arrangement can be established rapidly. Urgent cases receive priority processing. Contact us with your case details to discuss your specific timeline and medical needs.

What types of cases qualify for medical lien funding? +

Medical lien funding is available for personal injury cases with strong settlement potential. Qualifying cases include motor vehicle accidents, slip and fall injuries, workplace injuries, medical malpractice, assault injuries, and other tort claims. Your case must be represented by an attorney and have reasonable prospects for recovery. We evaluate each case individually based on injury severity, medical treatment requirements, liability evidence, and potential settlement value. Contact our team to discuss whether your specific case qualifies for medical lien funding.

Signing important documents

Need Medical Treatment for Your Injury?

Access the care you need now. Get started with medical lien funding from Riobend Funding today.

Apply for Medical Lien Funding